Built for businesses outside the ordinary.United States & Canada
THE MERCHANT NOTEBOOK

Make your next move an informed one.

Plain-language payment guidance for the questions that matter to your business.

01 / Payment methods explained

ACH, crypto or credit cards: choosing a payment setup.

Compare ACH, crypto and direct card processing for specialty ecommerce. Understand returns, checkout friction, card-to-crypto flows and provider review.

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02 / Settlement, explained

Card to crypto: what USDC settlement actually means.

How card-to-crypto settlement works for specialty stores: card checkout, USDC payout, partner KYC, fees, chargebacks, and how it differs from a merchant account.

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03 / Before you accept an offer

How to compare high-risk merchant account offers.

Compare high-risk processing offers beyond the headline rate: merchant fees, reserves, settlement, product approval, gateways, contracts and support.

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04 / Canadian ecommerce payments

Only accepting e-Transfer? Add card options to your Canadian store.

A practical guide for Canadian stores adding credit cards alongside Interac e-Transfer: product review, CAD settlement, WooCommerce setup and checkout testing.

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05 / The merchant field guide

Your merchant account readiness checklist.

A practical checklist for a high-risk merchant account review: business details, product records, processing history, website and integration needs.

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06 / The merchant field guide

Alternatives to Stripe, PayPal and Square.

Compare high-risk processing options after a Stripe, PayPal or Square decline or closure. Check product fit, account terms, reserves and platform compatibility.

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07 / The merchant field guide

Understand reserves before you sign.

Learn how rolling and minimum reserves affect access to payment proceeds and which questions to ask before accepting merchant account terms.

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